Swimming Pool Financing by Viking Capital. Unsecured pool loans available nationwide. Fast and easy loan process. Thank you for visiting our website!

Left SplashOUR MISSION is to provide our customers with the best pool financing options available for their needs and qualifications, and partner with the best pool builders and lenders in America.

Swimming Pool Financing

Why Choose Viking Capital for Swimming Pool Financing?

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Multiple Loan Options – including 10 and 12 year loans only available through Viking Capital.  These loans have low rates and longer terms than common unsecured loans offering more affordable monthly payments.



Apply directly with LightStream

Obtain LightStream loan options with the added benefit of Viking Capital borrower support services throughout the process.

Left Splash4.29-11.54% APR w/AutoPay – Up to $100,000


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Attention Pool Builders!

Take advantage of Viking Capital’s great loan programs and consulting services to help your customers get the financing they need to buy your pool. Join our network of approved pool builders!

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Viking Capital is your source for the most diverse and desirable financing programs with full support throughout the entire process.


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Great Service – you will feel like the valued customer that you are. We provide personalized consulting services to find you the best loan available for your needs and qualifications and support you through the entire loan process.

More Loan Approvals – because we find the loan that’s right for you. We work with multiple lenders who offer loans for all credit tiers.  Our pool loans can be used for pools built at 2nd homes, homes under construction and mobile homes.Stated income swimming pool loans are available and non-resident co-borrowers are allowed!

Left SplashStated Income Loans Available!

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request a consultation

APPLY NOW and your personal loan consultant will contact you and support you through the entire loan process.

3 Step Swimming Pool Loan Process

1. Apply Online – Upon receipt of your application, Viking Capital will contact you to discuss your financing needs and evaluate your qualifications.

2. Loan Selection & Documentation – Viking Capital will go over your loan options and help you meet the Lender’s loan conditions.

3. Transfer Funds – With your authorization, funds are disbursed to the builder in installments while the pool is built.

Viking Capital offers borrowers the most desirable swimming pool loans. If you have great credit and don’t mind a higher monthly payment, we can offer you shorter term loans with lower interest rates.  If you have good credit and want the lowest monthly payment for your swimming pool loan, we have longer term options that still have lower rates than most options you’ll find online. Your single loan application with Viking Capital offers you multiple pool financing options you won’t get anywhere else.

If your not sure you have the qualifications to obtain a swimming pool loan, Request a Consultation. There is no obligation!

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There are many loan options, including loans exclusive to Viking Capital. The choices can be overwhelming, but pool loan specialists provide borrower consultation with no obligation! Learn more

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With a single online application, a Viking Capital Loan Specialist will contact you for a personal consultation and lead you through the loan process. Learn more

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Viking Capital, Inc. was established in 1999. We value every customer and our network of pool builders that refer us business.  Learn more

       See our Frequently Asked Questions below…
  • Is an unsecured, swimming pool loan right for me?

    In the industry today, unsecured swimming pool loans typically provide the best option for borrowers who are seeking low monthly payments and may not have sufficient equity to borrower against their home. Viking Capital’s lending partners offer an array of unsecured loans nationwide. Viking Capital also offers secured loans in Texas. You are advised to research and consider all options before choosing the loan that’s best for you.

  • Do I have to pay any fees for my loan?

    The fee structure for a swimming pool loan varies depending on the loan that is selected.  Some of the available swimming pool loans are free; others have a small consulting fee. Your Viking Capital representative can give you the fee amount for your selected loan. You are encouraged to ask for and consider all fees in addition to loan terms, rates and payoff penalties when evaluating your loan options.

  • I’m not sure how much my pool will cost, should I still apply?

    Yes. We can start the loan process even if you are unsure of your project cost. You can estimate the cost or provide us the amount you have budgeted for the pool and we will inform you of your loan options.

  • I haven’t chosen a pool builder yet, should I still apply?

    In some cases, yes. We can start the loan process even if you haven’t selected a pool builder for the shorter term loans and also the 10 year loan. For the 5-7 year loans, no contractor approval is ever required. For the 10 year option the loan cannot be funded until you have a signed contract with an approved contractor (one who has been screened and approved by our lending partners).  For the 12 year loan we cannot get you an approval unless we run the application through an already approved builder. We work with many contractors nationwide who have been approved.

  • Is Viking Capital a Lender?

    Not with regards to unsecured loan programs.  With these loans, we act in the capacity of a consultant. We help you find the best loan available for your needs and qualifications and guide you and your pool builder through the loan process.

    In Texas, we are a licensed mortgage broker.

  • Want to see more Frequently Asked Questions?

    Click here for FAQ’s page.

Swimming Pool Financing

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