Swimming Pool Financing

Hassle-free service and a great loan…since 1999

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Pool Loans for Inground Pools

Are you ready for an upgrade?

We’ll help you find the best loan available for your needs and qualifications.

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Don’t just BEAT the heat… EMBRACE it!

Enjoy your summers like never before. Why wait?

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Swimming Pool Financing

Take The Plunge!

Get your pool now and pay for it over time with affordable monthly payments.

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Swimming Pool Financing Available Nationwide

Since 1999, Viking Capital has been providing swimming pool financing services with personalized customer attention to ensure every pool loan is a perfect fit!

One Application for Multiple Pool Loan Options!



There are multiple loan options available that enable you to spread the cost of your pool over several years with affordable monthly payments. Our most popular loans are listed below.

*Terms vary based on borrower qualifications and are subject to change without notice.

Apply online and your Viking Capital Representative will help you find the loan that’s right for you.

*4.99- 11.54% APR w/AutoPay | Up to $100,000

Our lending partner, LightStream, has great loan options for people who are looking for a low rate, short-term loan. Apply with LightStream through our site and get the added benefit of Viking Capital borrower support services throughout the process. Good and substantial credit is required. Learn More

*Rates from 7.99% |12 Year Term | Up to $65,000

Interest only payments for 7 months!  No income verification!

This loan is our most popular because it offers excellent terms and has minimal loan conditions. Even people with special circumstances such as commission income, non-resident co-borrowers, homes under construction and rental properties can qualify. Learn More

*Rates from 6.49% w/AutoPay |15 Year Term | Up to $50,000

This loan benefits borrowers with excellent credit.

This loan offers the lowest monthly payments with an unsecured swimming pool loan. Estimate your monthly payment when you spread the cost of your pool over 15 years using our loan payment calculator.  Swim now and pay a little at a time! Learn More

Not currently available in NV.


*Terms and availability vary based on borrower qualifications and are subject to change without notice. Your Viking Capital Representative will explain your options.


Provide our customers with the best pool financing options available for their needs and qualifications, and partner with the best pool builders and lenders in America.


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Thank you for your kind reviews!

Show us your pool! Post a photo on our Facebook Page!


Customer Testimonial

Viking was a great company to work with. They handled our application with security and professionalism. There was not a big wait time and the agent was very friendly and personal.

Judy Pingley

Easy to work with, if you are going to get a pool loan company to work with you, it’s this one, they will make it happen if it can be done. Greg with Viking in particular, has gone beyond what was required of him to help us out, he’s fantastic, they are super to work with.

Silky Granados

They were great and got me more money then I asked for. Would recommend them to anyone that wants to get a pool and needs a loan.

Bryan Mae

Made the pool loan process very simple with straightforward terms. Would not hesitate to refer to family and friends! Thanks Greg!

Kerry Lewis

Great customer service and attention to our needs. We changed our mind 3 times about the amount we needed and they were easy going and accommodating all the way through. And the process was surprisingly quick. A+

Scott Bradley

Wonderful, quick and very helpful. Highly recommended.

Keith Rocca

Viking Capital really came through for us! Everyone I spoke to was great! Viking Capital helped me with all my Swimming Pool Financing needs. Thanks Again

R. Cooper

Great experience! Tried to get a loan through Lyon financial and with good credit score could only get 13.99 percent and wanted 10 percent down. So called Viking capital and Robert was able to get me 7.99 rate and no money down. They explained everything up front and were very personable. Thanks guys!

C. Caffery

Awesome service! You kept me informed throughout the process. This was the least stressful loan process I’ve ever had and the pool was possible because of Viking Capital. Thanks!

R. Valentine

We received fast, friendly service. Someone was always available to answer my questions. I am already referring my neighbors to you. THANK YOU!

J. Barragan


We dive right in, work fast and keep the loan process simple

so our customers have a GREAT experience!



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APPLY NOW and your personal loan consultant will contact you and support you through the entire loan process.

Viking Capital offers borrowers the most desirable unsecured swimming pool loan options.  Apply online and a Viking Capital Representative will contact you. There is no obligation!

Multiple Loan Options – including 10, 12 and 15 year loans.  These loans have low rates and longer terms than common unsecured loans offering more affordable monthly payments.

Great Service – you will feel like the valued customer that you are. We provide personalized consulting services to find you the best loan available for your needs and qualifications and support you throughout the entire loan process.

More Loan Approvals – because we find the loan that’s right for you. We work with multiple lenders who offer loans for all credit tiers.  Our pool loans can be used for pools built at 2nd homes, homes under construction and mobile homes. Stated income swimming pool loans are available and non-resident co-borrowers are allowed!


Take advantage of Viking Capital's great loan programs and consulting services to help your customers get the financing they need to buy your pool.




pool builder network

Join our Network of Approved Builders!

Get set up through our fast and easy dealer approval process and receive:

  • Co-branded marketing materials advertising that you offer financing
  • Proven sales team training on “selling with financing”
  • Staged funding – the most favorable draw schedules in the industry
  • Customer referrals…and more!

Learn more about the many benefits available and the process to get started. We look forward to working with you!

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There are many loan options, including loans exclusive to Viking Capital. The choices can be overwhelming, but pool loan specialists provide borrower consultation with no obligation! Learn more

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With a single online application, a Viking Capital Loan Specialist will contact you for a personal consultation and lead you through the loan process. Learn more

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Viking Capital, Inc. was established in 1999. We value every customer and our network of pool builders that refer us business.  Learn more

       See our Frequently Asked Questions below…
  • Is an unsecured, swimming pool loan right for me?

    In the industry today, unsecured swimming pool loans typically provide the best option for borrowers who are seeking low monthly payments and may not have sufficient equity to borrower against their home. Viking Capital’s lending partners offer an array of unsecured loans nationwide. Viking Capital also offers secured loans in Texas. You are advised to research and consider all options before choosing the loan that’s best for you.

  • Do I have to pay any fees for my loan?

    The fee structure for a swimming pool loan varies depending on the loan that is selected.  Some of the available swimming pool loans are free; others have a small consulting fee. Your Viking Capital representative can give you the fee amount for your selected loan. You are encouraged to ask for and consider all fees in addition to loan terms, rates and payoff penalties when evaluating your loan options.

  • I’m not sure how much my pool will cost, should I still apply?

    Yes. We can start the loan process even if you are unsure of your project cost. You can estimate the cost or provide us the amount you have budgeted for the pool and we will inform you of your loan options.

  • I haven’t chosen a pool builder yet, should I still apply?

    In some cases, yes. We can start the loan process even if you haven’t selected a pool builder for the shorter term loans and also the 10 year loan. For the 5-7 year loans, no contractor approval is ever required. For the 10 year option the loan cannot be funded until you have a signed contract with an approved contractor (one who has been screened and approved by our lending partners).  For the 12 year loan we cannot get you an approval unless we run the application through an already approved builder. We work with many contractors nationwide who have been approved.

  • Is Viking Capital a Lender?

    Not with regards to unsecured loan programs.  With these loans, we act in the capacity of a consultant. We help you find the best loan available for your needs and qualifications and guide you and your pool builder through the loan process.

    In Texas, we are a licensed mortgage broker.

  • Want to see more Frequently Asked Questions? Click here for FAQ’s page.

Swimming Pool Financing

Don’t miss another pool season...

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