All you have to do is apply and Viking Capital will help you select the pool loan that’s best for you.
The lenders that we work with offer loans that are “unsecured”. That means your loan is not secured by your home or property. It also means less time and less hassle for you. Our lender partners offer a variety of loans that vary in rate, term and loan limits. The rate you are charged and the amount you can borrow is based on your qualifications.
CURRENT LOAN OPTIONS
*4.99 – 11.54% APR w/AutoPay | Up to $100,000
Our lending partner, LightStream, has great loan options for people who are looking for a low rate, short-term loan. Apply with LightStream through our site and get the added benefit of Viking Capital borrower support services throughout the process. Good and substantial credit is required.
The rates for this loan are dependent on your credit and the repayment term you choose. When you click to apply on our website, you will be redirected to the LightStream website to apply and then work directly with them through funding. By accessing LightStream through our site, we are able to help steer you through the process if you have any questions or need help. Upon approval, you’ll receive the funds paid directly to you. You can use the money with any contractor for any project.
*Rates from 7.99% |12 Year Term | Up to $65,000
Interest only payments for 7 months! No income verification!
This loan is our most popular because it offers excellent terms and has minimal loan conditions. Even people with special circumstances such as commission income, non-resident co-borrowers, homes under construction and rental properties can qualify.
This loan is our most popular because it offers excellent terms, is okay for people with special* circumstances and includes staged funding, where payments are made in installments as the pool is built. There is no prepayment penalty!
Upon approval and acceptance of terms, you’ll receive a “shopping pass” which works like a credit card and is good for the amount of your loan. It can only be used with your approved contractor. Your contractor charges your “shopping pass” at milestones stated in your pool contract with a required 30% draw at completion. As an example, you could pay 20% at Excavation, 30% at Gunite, 20% at Decking and 30% at Completion. You have 6 months from the approval date to use the shopping pass to pay for the pool and any “extras” you have purchased through your pool builder.
You are only required to pay interest on the funds charged during the first 7 months of the loan. After 6 months, the card expires and your payment is locked in. You get one more interest-only payment but can no longer affect the payment going forward.
*Stated income, non-resident co-borrowers, mobile homes, homes under construction, rental properties.
*Rates from 6.49% |15 Year Term | Up to $50,000
This loan benefits borrowers with excellent credit.
This loan offers the lowest monthly payments with an unsecured swimming pool loan. Estimate your monthly payment when you spread the cost of your pool over 15 years using our loan payment calculator. Swim now and pay a little at a time!
Not currently available in NV.
*Terms and availability vary based on borrower qualifications and are subject to change without notice. Your Viking Capital Representative will explain your options.