We Offer the Best Swimming Pool Loan Programs Available
All you have to do is apply and Viking Capital will help you select the pool loan that’s best for you.
Most lenders that we work with offer loans that are “unsecured”. That means your swimming pool loan is not secured by your home or property. It also means less time and less hassle for you. Our lender partners offer a variety of loans that vary in rate, term and loan limits. The rate you are charged and the amount you can borrow is based on your qualifications.
MOST POPULAR SWIMMING POOL LOAN OPTIONS
Swimming Pool Loan Option 1
*4.99 – 14.24% APR w/AutoPay | Up to 12 Years | Up to $100,000
Our lending partner, LightStream, has great loan options for people who are looking for a personal loan that funds direct to the borrower in less than two business days – sometimes the same day the application is submitted! Good and substantial credit is required for approval.
Apply with LightStream through our site and get the added benefit of Viking Capital customer service throughout the pool building process. Upon approval, you’ll receive the funds paid directly to you. You can use the money with any contractor and for any project.
* The APR listed is for an unsecured home improvement, pool, or solar system loan between $10,000 and $24,999 with a term between 24 and 36 months for applicants with excellent credit. Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. Payment example: Monthly payments for a $10,000 loan at 4.99% APR with a term of 3 years would result in 36 monthly payments of $299.66. Viking Capital may be compensated by LightStream through links on this site.
Swimming Pool Loan Option 2
*Rates from 7.99% | 12 Year Term | Up to $65,000
Interest only payments for 7 months! No income verification!
This loan is our most popular because it offers excellent terms and has minimal loan conditions. Even people with special circumstances such as commission income, non-resident co-borrowers, homes under construction and rental properties can qualify. There is no prepayment penalty!
Upon approval and acceptance of terms, you’ll receive a “shopping pass” which works like a credit card and is good for the amount of your loan. It can only be used with your approved contractor. Your contractor charges your “shopping pass” at milestones stated in your pool contract with a required 30% draw at completion. As an example, you could pay 20% at Excavation, 30% at Gunite, 20% at Decking and 30% at Completion. You have 6 months from the approval date to use the shopping pass to pay for the pool and any “extras” you have purchased through your pool builder.
You are only required to pay interest on the funds charged during the first 7 months of the loan. After 6 months, the card expires and your payment is locked in. You get one more interest-only payment but can no longer affect the payment going forward.
Swimming Pool Loan Option 3
*Rates from 6.24% | 15 Year Term | Up to $50,000
This loan benefits borrowers with excellent credit
This loan offers the lowest monthly payments with an unsecured swimming pool loan. The loan limit is $50,000, but we can combine this loan with a second loan to finance a more expensive swimming pool or “extras”. Estimate your monthly payment when you spread the cost of your pool over 15 years using our loan payment calculator.
Not currently available in NV.
*Terms and availability vary based on borrower qualifications and are subject to change without notice. Your Viking Capital Representative will explain your options.